Financial Freedom

Hello! And welcome!

 So there is just the two of us and our cat.  We live in a nice condo in SW Michigan. We live here and do our ministry from here. I recently had to resign from my outside job due to health reasons, and am doing more around the house and with our church and our ministry. So we may have to tighten our belts as they say for a little bit but we are doing okay, really!

Here are some of the things I've learned recently:

Freedom: It is great to have a budget!  Right now I've moved everything to Dave Ramsey's Every Dollar, and it's going quite well.

Grocery shopping: I do most of my shopping at Aldi, and some at Meijer and Walmart. I get some things at Amazon and CVS, and our local thrift store.  Recently at Meijer 80% lean ground beef was on sale for $1.99 per lb!! (I bought 6 lbs) At Aldi, strawberries were 1.49 a lb (I bought 2 lbs).  

Gardening: I have two tomato plants and two cucumber plants, along with marigolds and petunias.  I cannot wait until the tomatoes and cucumbers are ready to eat!

Clothing: I really do not need anything new, except for a few unmentionables:)  Once it gets closer to winter, I might need new boots. 

Household: We really do not need anything right now.  The guys that are hired for our basement work (we had a flood in our laundry room) are working on it and it seems to be going pretty slow,  We hope there is no more out of pocket.expense.


Family: We will leave on a trip soon, going to see D's side of the family for a memorial for his aunt who died a year ago, and a family reunion the next day. We hope to see our daughter and son-in-law for a few days. Then we are going to PA to see some of my family.

Have a great July!

Karen


Comments

Post a Comment

Popular posts from this blog

2025 New Face New Phase

Image
  STARTING AGAIN AUGUST 19 2025 Frugal Goodies 1 Food: Tomatoes and Peppers fom church friends. Got a few tomatoes and peppers from our garden. Using food from freezer 2 Household: Making my own Laundry detergent  Cooler weather means AC is off and windows open Using dryer less and hanging clothes on racks downstairs with fan blowing. 3 Other goodies: Freedom stamps aplenty! Free zoo visit last Thursday with complimentary popcorn and ice cream. 4. Books: Using county library and Kindle for books. Park pass can be use for local museums and gardens. 5. Health: Eating healthier, exercise, sleep, lots of water, less stress.  Now that I'm on disability I stay home and keep busy here. Karen, loving life and living like no one else!  Leave a comment!
Read more

Mentoring and Spiritual Disciplines

Image
Updated February 2023 Spiritual disciplines that I connect with the most : Prayer is something I've always had a problem with until I started writing my prayers in a journal. I will talk more about that later. Bible Reading is something I am working on.  I've tried various methods, but this year I am working on the One Year Bible Plan and Revive our Hearts Giving is something my husband and I do regularly. We give to two churches, 5 missionaries or missions groups, and a child in Haiti.  What my prayer life looks like is that I have a journal that I write my prayers in. I also have a guide to help me that I wrote myself. It helps me to pray for others and specific things in my life. I will share more about this later. How I handle frustration with God - I remember that He is in control. I take my concerns to Him and let Him know how I feel. He already knows how I feel, but it helps me get my emotions in check. What keeps me focused on Jesu ...
Read more

Staying frugally minded

Image
 Some of my ideas for staying frugally minded   Photo by Taryn Elliott: https://www.pexels.com/photo/clear-glass-jars-on-white-wooden-shelf-4112620/ Have a well stocked working pantry, which has all the staples to make a meal. Catch things that I use on a regular base on sale and buy a few extra.  I do this as often as I can I have invested in good cookware.  I have a set of Pioneer Woman cookware and a few thrift store finds that are Emeril cookware.  I wish Emeril cookware was still in the stores, it's the best! Savings: Retirement, Emergency, Freedom, New to us Car, Health   Budget Spending on Bills: Shelter and HOA, Transportation, Communication, Electricity, Insurances Giving: Churches, Missionaries Spending on Other: Food, Gas, Restaurants, Other Debts: Medical, 2 credit cards, student loan   I'm working on selling things that we don’t use to raise extra money.  My husband usually does not want to give things away that he hasn't ...
Read more