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Showing posts from July, 2023

Being Frugal

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  God-Sustains Us credit https://unsplash.com/photos/yL9qjDDmmMU?   How we are planning to pay off our debt and live life more reliant on God. Credit Card 1668 paid off July 2023 Credit Card 2 owe 137 in Aug 2023 For my Student Loan we started making double payments Putting extra funds on mortgage principle, which means we are paying $100 more monthly We are planning ahead on all utility bills.  Which means this month there is enough for July and August.  So we will always be a month ahead. Reduce and conserve power and water usage.  I'm using my clothes rack for any clothes except dress clothes, jeans, and towels. We are on peak usage so during the week I do not use my dryer or dishwasher between 2-7pm.  Use time and money wisely. I volunteer approximately 10 hours a week depending on the season. I look at sales at stores (Aldi is my favorite) and stock up when there is a good sale. I have a small garden.  Right now the flowers are d...

Financial Freedom

Hello! And welcome!  So there is just the two of us and our cat.  We live in a nice condo in SW Michigan. We live here and do our ministry from here. I recently had to resign from my outside job due to health reasons, and am doing more around the house and with our church and our ministry. So we may have to tighten our belts as they say for a little bit but we are doing okay, really! Here are some of the things I've learned recently: Freedom: It is great to have a budget!  Right now I've moved everything to Dave Ramsey's Every Dollar, and it's going quite well. Grocery shopping: I do most of my shopping at Aldi, and some at Meijer and Walmart. I get some things at Amazon and CVS, and our local thrift store.  Recently at Meijer 80% lean ground beef was on sale for $1.99 per lb!! (I bought 6 lbs) At Aldi, strawberries were 1.49 a lb (I bought 2 lbs).   Gardening: I have two tomato plants and two cucumber plants, along with marigolds and petunias.  I cann...